Enjoy Stress-Free Auto Buying with TrueCar

When you finance your auto loan with us using our Auto Buying Service powered by TrueCar,® you can get new auto loan rates as low as 1.99% APR* for terms up to 36 months and  financing up to 125% of the retail value. Plus, qualified borrowers can get no payments for 90 days. https://cofcu.truecar.com/main.html?referrer_id=ZCMWABA0004

Be sure to get pre-approved for your car loan with us before you shop. With our lowest auto loan rates ever on new and used vehicle loans, you'll save even more when purchasing your next car!

Follow These Easy Steps:

  1. Visit our Auto Buying Service Powered By TrueCar to find a new or used car.
  2. Locate your dealer and print your Price Protection Certificate.
  3. Get your loan pre-approved from CommonWealth One before you visit the dealership.
  4. Bring your Price Certificate and Loan Pre-Approval with you to the dealership to purchase your vehicle.*

Find your new car today!

Benefits of the CommonWealth One Credit Union Auto Buying Program

Member Savings

Get your Guaranteed Savings** on new cars or view dealer-guaranteed prices on used cars before even visiting a dealer. No cost. No obligation.

Trusted Program

Certified Dealer Network with our prescreened dealers to ensure a better car buying experience with a hassle-free deal.

Powerful Research Tools

Access unlimited Price and Market Reports, plus Compare features, see pictures, read reviews, and check your trade-in value.


  • 1To get the TrueCar® special interest rate, you must obtain a new car Guaranteed Savings or used car Price Protection Certificate through our Auto Buying Service and be referred to a TrueCar® participating auto dealer. The new car Guaranteed Savings or used car Price Protection Certificate must be provided to CommonWealth One during the financing process. You must purchase the vehicle printed on your new car Guaranteed Savings or used vehicle Price Protection Certificate with a loan from CommonWealth One. Vehicles purchased at the dealer without a Price Certificate are not eligible for the TrueCar® special financing rate.
  • *Annual Percentage Rates (APR) are subject to change without notice. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.  Rate reflects 0.25% discount for Loyalty Rewards and 0.50% discount for using our TrueCar auto-buying service.  Payments for $20,000 loan at 1.49% APR for 36 months are approximately $564.16 per month.  Other rates and terms are available. 
  • **Financing is available up to 125% of MSRP on new cars or NADA retail value on used cars.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards.  For more information, please contact us.
  • Car loans with terms of 61 to 72 months require a minimum $15,000 purchase price. Car loans with terms of 73 to 84 months require a minimum $25,000 purchase price.