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Loans & Credit

Have some fun in the sun with the only ONE to offer rates as low as 1% APR!*

Special, Limited Time Offer Now Through June 30.

When you finance your auto loan with us using our Online Auto Buying Service powered by TrueCar,® you can get rates as low as 1% APR* for terms up to 36 months and financing up to 125% of MSRP or NADA Retail Value. Other terms and rates are available. Plus, you can choose your own due date to fit your budget. Get more with our online Auto Buying Service Powered by TrueCar.1 It's a simple, no-hassle way for you to buy a vehicle and get a great price.

Be sure to get pre-approved for your car loan with us before you shop. With our lowest auto loan rates ever on new and used vehicle loans, you'll save even more when purchasing your next car!

Follow These Easy Steps:

  1. Visit our Auto Buying Service Powered By TrueCar to find a new or used car.
  2. Locate your dealer and print your Price Protection Certificate.
  3. Get your loan pre-approved from CommonWealth One before you visit the dealership.
  4. Bring your Price Certificate and Loan Pre-Approval with you to the dealership to purchase your vehicle.*

Find your new car today!

Benefits of the CommonWealth One Credit Union Auto Buying Program

Member Savings

Get your Guaranteed Savings** on new cars or view dealer-guaranteed prices on used cars before even visiting a dealer. No cost. No obligation.

Trusted Program

Certified Dealer NetworkWork with our prescreened dealers to ensure a better car buying experience with a hassle-free deal.

Powerful Research Tools

Access unlimited Price and Market Reports, plus Compare features, see pictures, read reviews, and check your trade-in value.


  • *Annual Percentage Rates (APR) are subject to change without notice. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Financing is available up to 125% of MSRP on new cars or NADA retail value on used cars.
  • Sample payment of a $20,000 auto loan with 1% APR for 36 months term, your monthly payments will be $approximately 564.16.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Rates quoted reflect a .50% reduction for Loan Loyalty Rewards and 0.50% discount for using our online auto-buying service powered by TrueCar®. Example: 2.50% (current rate) less .50% Loan Loyalty Rewards and .50% TrueCar® discount equals 1% (your final APR). For more information, please contact us.
  • Car loans with terms of 61 to 72 months require a minimum $15,000 purchase price. Car loans with terms of 73 to 84 months require a minimum $25,000 purchase price.

TrueCar® Special Financing Offer

  • 1To get the TrueCar® special interest rate, you must obtain a new car Guaranteed Savings or used car Price Protection Certificate through our Auto Buying Service and be referred to a TrueCar® participating auto dealer. The new car Guaranteed Savings or used car Price Protection Certificate must be provided to CommonWealth One during the financing process. You must purchase the vehicle printed on your new car Guaranteed Savings or used vehicle Price Protection Certificate with a loan from CommonWealth One. Vehicles purchased at the dealer without a Price Certificate are not eligible for the TrueCar® special financing rate.