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Loans & Credit

Protect Your Car and Your Family

The next best thing to owning a new car is protecting it and your family from unexpected life events. We offer a variety of options to ensure that you get the coverage that you need.

Guaranteed Asset Protection (GAP)

Your car insurance will most likely not cover the entire amount you may owe on your auto loan due to a total loss accident or theft of your vehicle. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.

GAP* Advantage is available for only $299 and can pay up to the remaining balance of your auto loan after an insurance payout AND give you $1,000 to finance your next vehicle with us. It makes up the difference between what your insurance policy covers and the amount you still owe—in most cases. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be free and clear of your car note and have funds to put toward a down payment on a new car.

Credit Life and Credit Disability Insurance

Your loan obligations could potentially burden your family financially in the event of your death or serious injury. Credit Life and Credit Disability Insurance will help your family by repaying your loan in full in the event of your death.  It also helps repay your loan if you are unable to work and have difficulty making your monthly loan payments due to a serious disability. 

Major Mechanical Protection

Major Mechanical Protection offers extra financial protection in regards to the cost of repairs due to unexpected mechanical and electrical problems on your vehicle. We offer a variety of coverage options to fit your needs.  Repairs can be made at the dealership or any licensed repair facility.  Coverage is transferable and hassle-free. 

As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago may now cost you thousands. Benefits include Roadside Assistance, Trip Interruption, Alternate Transportation, Unlimited Number of Claims and Nationwide Coverage.

MPOWER+ Tire and Wheel Protection

MPOWER+ Tire and Wheel Protection gets you back on the road quickly after an unexpected flat tire or wheel damage. This protection benefit protects your vehicle for the life of the policy against road hazards that can cause wheel or tire damage other than normal wear and tear.  (New car with less than 36,000 miles; 3, 4 & 5 year terms available)

MPOWER+ Paintless Dent Protection 

Paintless Dent Protection covers all exterior body panels and is extremely effective for removing unsightly door dings and small dents without the hassle, lost time or expense of major body work. (New car with less than 36,000 miles; 3, 4 & 5 year terms available)    


*GAP is considered insurance coverage in some states. Your purchase of Advantage is optional. Whether or not you purchase GAP Advantage will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage. You should carefully read the contract for a full explanation of the terms.