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Loans & Credit

Secured Loan Rates

View all loan rates.

Rates Effective: December 1, 2017
Fixed APR* Variable APR*
Stocks/Bonds/Insurance Secured
60 months 8.70% 8.00%
72 months - 8.25%
Share Certificate Secured
60 months 3.00% above share rate -

Disclosures

  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 2.24% (current rate) less .50% Loan Loyalty Rewards equals 1.74% (your final APR). For more information, please contact us.
  • Variable rate loan option APR may change after loan closes.
  • Maximum Stock, Bond, and Insurance Secured loan is 75% of current market value at time of loan approval.
  • Share and Certificate Secured Loans maximum loan amount is the available balance on deposit.

See Fee Schedule for related charges.