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Loans & Credit

Cut out the Stress with our Tax Loan Special

Anyway you slice it, tax season can be stressful when you owe the IRS. Late payments to the IRS could cost you as much as 25% in interest penalties!1 That's why CommonWealth One offers you the ONE and only Tax Loan you need to help pay off state and federal taxes, and save money.

  • Rates as low as 7.01% APR* (Up to $5,000 for 36 months)
  • Rates as low as 8.01% APR* ($5,000–$25,000 for 60 months)
  • Checks must be payable to the U.S. Treasury or State government
  • Invoice/payment voucher to tax entity must be provided
  • Borrower must be associated with tax debt

This limited-time offer ends April 17, 2018.

Apply now and cut out the stress today!

Signature Loans

Get a personal loan for any purpose. Qualifying members can borrow on the strength of their signature. Use it for home improvements, vacations, weddings or more!

  • Rates as low as 8.74% APR*
  • Limits up to $25,000
  • Terms up to 60 months
  • No collateral required 

OneLine Loan

The OneLine Loan is a personal line of credit that can be used for any reason with:

  • Variable rates as low as 10.50% APR2
  • Limits up to $25,000
  • Overdraft protection for your CommonWealth One checking account
  • Access your loan using Online Branch, in person, or by phone

11-Month Personal Loan

The 11-month Personal (Vacation) Loan helps you when you need to borrow for all your needs, plus it can be used for school expenses, education financing and more.

  • Rates as low as 5.90% APR*
  • Limits up to $2,500
  • Terms up to 11 months
  • No collateral required


  • *Annual Percentage Rate (APR). Estimated monthly payment of $5,000 at 7.01% APR for 36 months is $153.58 per month. Estimated monthly payment of $25,000 at 8.01% APR for 60 months is $503.92 per month. Rates and terms are based upon evaluation of credit. Your actual rate may vary. Funds may not be used to pay off an existing CommonWealth One loan. Other conditions may apply. Offer valid February 1 –April 17, 2018. Only one Tax Loan per member is permitted at a time.
  • 1Consult your tax advisor for any questions regarding your tax liability or IRS penalties. 
  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Estimated payment: borrow $3,000 at 8.74% APR for 36 months is $93.87 per month.
  • 2OneLine variable rate APR may change after loan closes.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 2.49% (current rate) less .50% Loan Loyalty Rewards equals 1.99% (your final APR). For more information, please contact us.