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Loans & Credit

Personal Loans 

Get the quick cash you need with monthly payments you can afford.  Our personal loans are designed to fit your budget with affordable monthly payments, low rates, and easy terms. Personal Loans can also be used for taxes, school supplies, home repairs, debt consolidation, education expenses, or whatever you wish!  Borrow up to $25,000 with rates as low as 8.74% APR* with no collateral required.


Signature Loans

Get a personal loan for any purpose. Qualifying members can borrow on the strength of their signature. Use it for home improvements, vacations, weddings or more!

  • Rates as low as 8.74% APR*
  • Limits up to $25,000
  • Terms up to 60 months
  • No collateral required 

11-Month Personal Loan

The 11-month Personal (Vacation) Loan helps you when you need to borrow for all your needs, plus it can be used for school expenses, education financing and more.

  • Rates as low as 5.90% APR* up to 11 months
  • Limits up to $2,500
  • No collateral required


  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards.  For more information, please contact us.