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Loans & Credit

Personal Loan Rates

View all loan rates.

Rates Effective: February 1, 2018
Fixed APR* As Low As Variable APR* As Low As Sample Payment with $3,000 Loan 
 Tax Loan (Limited-Time Offer)
7.01% (Up to $5,000 for 36 months)
8.01% ($5,000–$25,000 for 60 months)
Signature Loan
Up to 36 months 8.74% $95 (36 mos)
37-60 months 10.74% $64 (60 mos)
OneLine Loan
Up to $25,000 - 10.50%
Campus Bookstore Loan
Up to $3,000 5.90%
Vacation Loan Sample Payment with $2,500 Loan
11 month Vacation (Personal) Loan 5.90% - $234


  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • Personal Loan payment sample is based on a loan amount of $3,000 at 7.90% APR with a payment of $93.87.
  • Loans are subject to a minimum monthly payment of $45.00.
  • 1OneLine variable rate APR may change after loan closes.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 1.99% (current rate) less .50% Loan Loyalty Rewards equals 1.49% (your final APR). For more information, please contact us.
  • OneLine variable rate APR may change after loan closes.