Identity Theft or Fraud — Protect Your Information
February 02, 2016
With more and more cases of identity theft and fraud in the news, here are some tips to help you be proactive and prepared in the event your information is compromised.
- Shred your credit cards and sensitive documents when you no longer need them. This prevents a thief finding your documents and using your personal numbers for their personal gain.
- Monitor your accounts and credit card statements. If something looks awry, contact us immediately.
- Freeze your credit. This means that no one, even you, can apply for credit in your name unless you unblock it.
- Know where your information is going. Make sure the organizations and companies that you give your information to are credible sources. If you don’t know them, don’t trust them.
- Be aware of phishing or online gimmicks. Don’t give in to spam or pop-up perfect-trip giveaways or you just-won sweepstakes. If they ask you for your personal information, it is likely a scam.
- Guard your online information. Make sure you clear your login and passwords, especially if you’ve used a public computer.
- Save your receipts. Compare them with your statements to make sure the charges are accurate.
- Notify your card issuer when you are traveling or change your address. This will make it easier to detect if there is a strange charge or transaction.