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Programs & Resources

Student Loans and Credit Cards

Student Credit Card

Establishing a solid credit history is important as you start out in life.  You can do this by using a credit card wisely, by living within your means and paying it off every month.  A good credit history now will help you in the future. 

Our Student Visa Platinum credit card offers you a variable low interest rate as low as 9.99% APR* with no cash advance, balance transfer or annual fee.  Or choose to earn 1 CURewards for every dollar spent on purchases with our Visa Platinum Rewards credit card.  

Are you a James Madison University student, staff or faculty member?  Choose the custom James Madison University design.

Private Student Loans

We can help you pay for your college education when federal loans are not enough to cover the escalating costs of higher education.  Use our Private Student Loan to help pay for all qualified education expenses, including tuition, room and board, books, computers, even past due tuition bills.

Learn more or apply for a Private Student Loan.

Student Consolidation Loans

Simplify your finances with one easy monthly payment with a Student Consolidation Loan. With an interest-only repayment option up to 4 years for eligible borrowers, lower payments, and competitive rates, we make paying back your student loans more manageable and affordable.  

Learn more or apply now to refinance your existing student loan with a our Student Consolidation Loans.

StudentOne Campus Bookstore Loan

College is expensive, from tuition, textbooks, supplies and more -- we get it. That’s why CommonWealth One’s Student One Campus Bookstore Loan can help you with the purchase of a new laptop, tablet, or even textbooks and lab equipment.

Our StudentOne Campus Bookstore Loan offers financing with rates as low as 5.90% APR on all purchases up to $3,000, with terms up to 24 months. Apply online now! 

Disclosures

*Visa’s Zero Liability Policy covers U.S..-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact us.

Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

*APR = Annual Percentage Rate. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.

*Visa’s Zero Liability Policy covers U.S..-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact us.