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Checking & Savings Accounts

Savings Account Rates

Rates Effective: October 1, 2017 View all deposit rates.
Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Holiday/Vacation Club $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

Disclosures

  • APY = Annual Percentage Yield.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth and Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.
  • Example of Tiered Rate Calculation for Savings Accounts: The stated interest rate is only on that portion of the balance within the specified tiers. For example, if a member has $8,000 in a Share Savings account, we pay 0.10% on $2,500 and 0.11% on $5,500 (the difference between $8,000 and the first tier cut-off of $2,500). The APY range reflects the blending of the two rate tiers.