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Checking & Savings Accounts

Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

Rates Effective: May 1, 2017 View all deposit rates.
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 0.40% 0.40%
12-month $1,000 0.54% 0.54%
15-month $250 0.40% 0.40%
18-month $1,000 0.54% 0.54%
24-month $1,000 1.01% 1.00%
36-month rate $1,000 1.36% 1.35%
48-month rate $1,000 1.61% 1.60%
NEW! Featured Rate
60-month rate
$1,000 2.02% 2.00%

Jumbo Share Certificate Rates

Rates Effective: May 1, 2017 View all deposit rates.
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 0.56% 0.56%
12-month $100,000 0.64% 0.64%
18-month $50,000 0.56% 0.56%
18-month $100,000 0.64% 0.64%
24-month $50,000 1.03% 1.02%
24-month $100,000 1.11% 1.10%
36-month rate $50,000 1.38% 1.37%
36-month rate $100,000 1.46% 1.45%
48-month rate $50,000 1.63% 1.62%
48-month rate $100,000 1.71% 1.70%
NEW! Featured Rate
60-month rate
$50,000 2.04% 2.02%
NEW! Featured Rate
60-month rate
$100,000 2.12% 2.10%

Disclosures

  • APY=Annual Percentage Yield.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.