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Checking & Savings Accounts

Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 0.55% 0.55%
12-month $1,000 1.01% 1.00%
15-month $250 0.75% 0.75%
18-month $1,000 1.22% 1.21%
24-month $1,000 1.67% 1.66%
Special
30-Month Featured Rate
$1,000 2.01% 1.99%
36-Month $1,000 1.91% 1.90%
48-Month $1,000 2.07% 2.05%
60-Month $1,000 2.28% 2.25%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 1.06% 1.05%
12-month $100,000 1.11% 1.10%
18-month $50,000 1.27% 1.26%
18-month $100,000 1.32% 1.31%
24-month $50,000 1.72% 1.71%
24-month $100,000 1.78% 1.76%
Special
30-Month Featured Rate
$50,000 2.03% 2.01%
Special
30-Month Featured Rate
$100,000 2.11% 2.09%
36-Month $50,000 1.96% 1.95%
36-Month $100,000 2.02% 2.00%
48-Month $50,000 2.12% 2.10%
48-Month $100,000 2.17% 2.15%
60-month rate $50,000 2.33% 2.30%
60-month rate $100,000 2.38% 2.35%

Disclosures

  • APY=Annual Percentage Yield.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.