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Refinance your ride and enjoy lower payments and a tank of gas on us!

Our Auto Loans Feature:

  • Rates as low as 0.99% APR* on new cars
  • Rates as low as 1.99% APR* on used cars
  • No payments up to the first 90 days1
  • Loan terms up to 84 months2
  • Financing up to 125%3

Plus, we offer low-cost GAP, Mechanical Repair Coverage, and Debt Protection.4

And, for a limited time, when you finance a new or used vehicle, or refinance an auto loan from another financial institution with CommonWealth One, we’ll give you a $100 gas gift card.Ϯ

Apply today!


ϮA $100.00 gas gift card will be provided to members with loans over $7,500 funded by July 31, 2022, while supplies last. Gas cards will be presented upon disbursement of auto loan. Existing CommonWealth One auto loans at are not eligible. This is a limited-time offer and may be withdrawn at any time.

*Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary. Rate reflects 0.50% discount for Loan Rewards. Payments for a $20,000 loan at 0.99% APR for 36 months are approximately $564.08 per month. Other rates and terms are available. Rates are subject to change without notice.

¹Qualified applicants may defer their first payment for up to 90 days. Interest will continue to accrue. Other restrictions, terms and conditions may apply. ²Car loans with terms of 61 to 72 months require a minimum $15,000 purchase price. Car loans with terms of 73 to 84 months require a minimum $25,000 purchase price. ³Financing is available up to 125% of Retail Value for new cars and used cars. ⁴Guaranteed Asset Protection (GAP) is not intended to replace your automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. Certain eligibility requirements, conditions, and exclusions may apply. Mechanical Repair Coverage offers a quality, comprehensive coverage that pays for the cost of parts and labor for covered vehicle mechanical repairs and offers various terms and levels of coverage. Some restrictions may apply. Your purchase of ProtectONE (Debt Protection) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.

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