Give your savings a boost
You work hard for your money, so it needs to work hard for you. See how our rates on various savings accounts can help you save for the short term and the long haul.
Effective April 1, 2024
Share Savings
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% |
Kasasa Saver®
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $100,000.01 | 2.00% | 1.982% |
| $100,000.01 and over | 1.25% - 2.20% | 0.49886% |
| Default Rate, all balances | 0.05% | 0.05% |
Holiday/Vacation Club
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% |
Youth Savings Account
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $1,000.00 | 2.10% | 2.10% |
| $1,000.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% |
Personal Checking Account Rates
Kasasa Cash® Checking
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $30,000.01 | 5.50% | 5.336% |
| $30,000.01 and over | 0.05% | 4.9886% |
| Default Rate, all balances | 0.05% | 0.05% |
Relationship PLUS Checking
| Annual Percentage Yield (APY) | Anticipated Dividend Rate |
|---|---|
| 0.05% | 0.05% |
ONE Up Checking
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| up to $20,000.00 | 4.07% | 4.00 |
| $20,000.01 - $50,000.00 | 4.07% - 1.92% | 0.50% |
| $50,000.01 or more | 1.92 - 0.01% | 0.00% |
Money Management Account Rates
Money Management
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $2,500.00 | 0.45% | 0.45% |
| $2,500.00 but less than $10,000.00 | 0.45% - 0.53% | 0.55% |
| $10,000 or more | 0.53% - 0.65% | 0.65% |
Money Management Plus
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $25,000.00 | 0.65% | 0.65% |
| $25,000.00 but less than $50,000.00 | 0.65% - 0.70% | 0.75% |
| $50,000 or more | 0.70% - 0.85% | 0.85% |
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 6 Months - Special (New Money Only)** IRAs Not Eligible | $500 | 4.11% | 4.03% |
| 12 Months - Special | $1,000 | 5.00% | 4.88% |
| 15 Months* | $50 | 2.33% | 2.30% |
| 18 Months | $1,000 | 2.99% | 2.95% |
| 24 Months | $1,000 | 3.15% | 3.10% |
| 36 Months | $1,000 | 3.51% | 3.45% |
| 48 Months | $1,000 | 3.82% | 3.75% |
| 60 Months | $1,000 | 4.08% | 4.00% |
Jumbo Share Certificate and Jumbo IRA Share Certificate Rates
| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 12 Months | $50,000 | 5.05% | 4.93% |
| 12 Months | $100,000 | 5.10% | 4.98% |
| 18 Months | $50,000 | 3.05% | 3.00% |
| 18 Months | $100,000 | 3.10% | 3.05% |
| 24 Months | $50,000 | 3.20% | 3.15% |
| 24 Months | $100,000 | 3.25% | 3.20% |
| 36 Months | $50,000 | 3.56% | 3.50% |
| 36 Months | $100,000 | 3.61% | 3.55% |
| 48 Months | $50,000 | 3.87% | 3.80% |
| 48 Months | $100,000 | 3.92% | 3.85% |
| 60 Months | $50,000 | 4.13% | 4.05% |
| 60 Months | $100,000 | 4.18% | 4.10% |
CommonWealth One Federal Credit Union is a full-service credit union with branches in Virginia and Washington, D.C.
Disclosures
- APY = Annual Percentage Yield.
- * Additional deposits allowed in increments of $50.00
- **6-Month Certificate Special available for New Money Only. Both 6-Month and 9-Month Certificates are available on personal and business accounts only. IRAs are not eligible.
- Rates are subject to change without notice.
- The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
- There are penalties for early withdrawal. Fees may reduce earnings.
- Members will forfeit dividends if the account is closed before accrued dividends are credited.
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