Protect Your Car and Your Family

The next best thing to owning a new car is protecting it and your family from unexpected life events. We offer a variety of options to ensure that you get the coverage that you need.

Guaranteed Asset Protection (GAP)

Your car insurance will most likely not cover the entire amount you may owe on your auto loan due to a total loss accident or theft of your vehicle. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.

Guaranteed Asset Protection (GAP) helps protect you against financial loss if your GAP-protected vehicle is stolen or declared a total loss, easing your’ financial burden by waiving the difference between the primary insurance settlement and the vehicle loan balance on items directly related to the purchase of your vehicle. GAP is available for $299, or it can be financed into your loan balance.

Protect ONE

Protect ONE is a debt protection product that gives you a tool to help manage your finances when the unexpected occurs.You can determine what type of loans and life events you want. Debt Protection is available for a variety of loans and is designed to cancel your loan balance or reduce repayment of the loan debt when an unexpected life event occurs. Loss of life,disability and involuntary unemployment are benefits available in the debt protection package. Protect ONE is available on credit cards, consumer loans, and home equities.

Mechanical Repair Coverage

Mechanical Repair Coverage MRC is high-quality, comprehensive coverage that pays for the cost of parts and labor for any covered vehicle mechanical repair. It provides the needed protection at the time your vehicle is most likely to require repairs. Mechanical Repair Coverage offers a matrix of terms and levels of coverage to fit your needs based on how long you plan to keep the vehicle and how many miles you drive each year. There are three different levels of Coverage; Platinum, Gold, and Silver.


*GAP is considered insurance coverage in some states. Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.