Your Home is More than a Roof and Four Walls

Your home is a valuable asset. In addition to providing shelter for your family, it can actually help make your dreams a reality. Unlock your home's potential with CommonWealth One's new home equity loan – Equity ONEHundred! Use the equity in your home to finance big-ticket items like remodeling your kitchen, updating your master bath, funding a college education, consolidating debt, or starting your own business!  

Our Equity OneHundred Loan features:    

Convert your home's equity into cash today and make your dreams a reality!

Apply Now 


*APR = Annual Percentage Rate. Maximum loan rate is 18% APR.  Rates are subject to change without notice.   All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary. Rate is also tiered based on loan terms. Maximum loan term is 20 years and minimum loan term is 5 years.  There are no pre-payment penalties.  Home equity loans are available on primary residences located in Virginia, Maryland, Washington, DC, North Carolina, Tennessee, Kentucky, and West Virginia. Please check with your tax advisor regarding loan interest deductibility. Members will be obligated to pay the closing costs associated with the closing of this loan request. Closing costs include credit reports, appraisal fee, flood certification, title search, recording fees and mortgage transfer taxes. If a drive by or a full appraisal is required to support the loan request, this expense will paid by the member. Total closing costs will vary based on the loan amount. Total closing costs generally range from $100 to $1,000 based on the loan amount. and can be incorporated and paid with the loan proceeds. Members should retain a copy of the home equity disclosures. Member may receive a refund of any fees if the rate changes and the member decides not to complete the process. Property insurance is mandatory and flood insurance may be required.  Granting of a home equity loan may result in the credit union acquiring a security interest in the property. Certain restrictions apply.   CommonWealth One Federal Credit Union complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at