|Rates Effective: January 1, 2019|
|Fixed APR*||Variable APR*|
|Share Certificate Secured|
|60 months||3.00% above share certificate rate||-|
- *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
- Loans are subject to a minimum monthly payment of $45.00.
- Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
- Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 2.24% (current rate) less .50% Loan Loyalty Rewards equals 1.74% (your final APR). For more information, please contact us.
- Variable rate loan option APR may change after loan closes.
- Maximum Stock, Bond, and Insurance Secured loan is 75% of current market value at time of loan approval.
- Share and Certificate Secured Loans maximum loan amount is the available balance on deposit.
See Fee Schedule for related charges.