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Loans & Credit

Holiday Personal Loan Special - 6.99% APR*

This season, you can apply online before you shop until you drop with our Holiday Personal Loan Special.1 Now through December 31, 2017, you can get:

  • Borrow up to $5,000
  • 6.99% APR* Fixed Rate
  • Terms up to 36 months
  • Low monthly payment is $154.36 per month**

Let the shopping begin! Be sure to apply with promo code "HOLIDAY."


Signature Loans

Get a personal loan for any purpose. Qualifying members can borrow on the strength of their signature. Use it for home improvements, vacations, weddings or more!

  • Rates as low as 8.74% APR*
  • Limits up to $25,000
  • Terms up to 60 months
  • No collateral required 

11-Month Personal Loan

The 11-month Personal (Vacation) Loan helps you when you need to borrow for all your needs, plus it can be used for school expenses, education financing and more.

  • Rates as low as 5.90% APR* up to 11 months
  • Limits up to $2,500
  • No collateral required


  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Estimated monthly payment of $5,000 at 6.99% APR for 36 months is $154.36 per month. Loan approval is subject to evaluation of credit and income verification, and is not a firm offer of credit. Funds may not be used to pay off an existing CommonWealth One loan. Certain conditions apply. Offer valid November 14–December 31, 2017. Offer valid November 14 –December 31, 2017. Only one Holiday Loan per member is permitted at a time. Federally Insured by NCUA. Equal Opportunity Lender.
  • **Estimated payment: borrow $5,000 at 6.99% APR for 36 months is $154.36 per month.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 1.99% (current rate) less .50% Loan Loyalty Rewards equals 1.49% (your final APR). For more information, please contact us.