Get the Money You've Been Dreaming Of With our Lifestyle Loan

Get the cash you need to take a vacation, complete home improvement projects, consolidate high interest rate debt, or even stock up on school supplies with our ONE and only Lifestyle Loan. But hurry, this offer ends September 30, 2018! Click here to apply!

  • Rates as low as 7.49% APR*
  • Get a Lifestyle Loan and set up a direct deposit of $250 or more and get $100!**
  • $500 minimum or $25,000 maximum loan amounts with terms up to 60 months
  • No collateral required

Credit Builder Loan

Get cash for school supplies, furniture, travel, electronics, or whatever you need while building your credit.

  • 11.11% APR** Fixed Rate
  • Limits up to $1,000
  • 12 Month Loan Term

Signature (Personal) Loans

Get a personal loan for any purpose. Qualifying members can borrow on the strength of their signature. Use it for home improvements, vacations, weddings or more!

  • Rates as low as 8.74% APR*
  • Limits up to $25,000
  • Terms up to 60 months
  • No collateral required 

OneLine Loan

The OneLine Loan is a personal line of credit that can be used for any reason with:

  • Variable rates as low as 10.75% APR2
  • Limits up to $25,000
  • Overdraft protection for your CommonWealth One checking account
  • Access your loan using Online Branch, in person, or by phone

11-Month Personal Loan

The 11-month Personal (Vacation) Loan helps you when you need to borrow for all your needs, plus it can be used for school expenses, education financing and more.

  • Rates as low as 5.90% APR*
  • Limits up to $2,500
  • Terms up to 11 months
  • No collateral required

Disclosures

  • **Payments for $1,000 at 11.11% APR for 12 months are approximately $87.62 per month. This loan is not subject to credit approval; however, member must have maintained their account in good standing for the past six months; have direct deposit; and have deposits totaling $500 or more in a 30 day period for the past 90 days to be eligible for this offer. Funds may not be used to pay off an existing CommonWealth One loan. Member may only have one Credit Builder Loan at a time.
  • *Annual Percentage Rate (APR).  APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary. Sample payment is based on a loan amount of $5,000 at 7.49% APR for 60 months with a monthly payment of $100. This offer may not be used to pay off existing CommonWealth One balances.
  • **Member will automatically receive $100 bonus to their savings account, if within 60 days from Lifestyle loan disbursal, they have a CommonWealth One checking account with automatic repayment through direct deposit in the amount of $250 or more.  Savings bonus will be posted to their account within 15 business days of meeting the qualifying criteria. Promotion ends August 31, 2018. 
  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Estimated payment: borrow $3,000 at 8.74% APR for 36 months is $93.87 per month.
  • 2OneLine variable rate APR may change after loan closes.
  • Loans are subject to a minimum monthly payment of $45.00.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.