Personal Loan Rates

View all loan rates.

Rates Effective: August 1, 2019
Fixed APR* As Low As Variable APR* As Low As
Credit Builder Loan
Up to 12 months
(Maximum $1,000)
11.11% APR** -
Lifestyle Loan (Limited Time Offer)¥
Up to 36 months 8.01% -
37-60 months
(Minimum $5,001)
8.01% -
OneLine Loan
Revolving
Up to $25,000
- 11.25%
Campus Bookstore Loan
Up to 24 months
(Maximum $3,000)
5.90%
Vacation Loan
11 months 6.40% -

Disclosures

  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Payments for $1,000 at 11.11% APR for 12 months are approximately $87.62 per month. Member must have maintained their account in good standing for the past six months; have direct deposit; and have deposits totaling $500 or more in a 30 day period for the past 90 days to be eligible for this offer. Funds may not be used to pay off an existing CommonWealth One loan. Member may only have one Credit Builder Loan at a time.
  • ¥Lifestyle Loan is is valid June 15, 2019 to September 30, 2019.  Funds may not be used to pay off an existing CommonWealth One loan.  Only one Lifestyle Loan is allowed at a time. 
  • Loans are subject to a minimum monthly payment of $45.00.
  • 1OneLine variable rate APR may change after loan closes.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 1.99% (current rate) less .50% Loan Loyalty Rewards equals 1.49% (your final APR). For more information, please contact us.
  • OneLine variable rate APR may change after loan closes.

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