Personal Loan Rates

View all loan rates.

Rates Effective: September 1, 2018
Fixed APR* As Low As Variable APR* As Low As Sample Payment with $3,000 Loan 
Credit Builder Loan
Up to $1,000 11.11% APR** $87.62 (12 mos)
Lifestyle Loan
Up to 60 months 7.49% APR*
Signature Loan
 
Up to 36 months 8.74% $95 (36 mos)
37-60 months 10.74% $64 (60 mos)
OneLine Loan
Up to $25,000 - 10.75%
Campus Bookstore Loan
Up to $3,000 5.90%
Vacation Loan Sample Payment with $2,500 Loan
11 month Vacation (Personal) Loan 5.90% - $234

Disclosures

  • *APR = Annual Percentage Rate. Rates are subject to change at any time. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.
  • **Payments for $1,000 at 11.11% APR for 12 months are approximately $87.62 per month. This loan is not subject to credit approval; however, member must have maintained their account in good standing for the past six months; have direct deposit; and have deposits totaling $500 or more in a 30 day period for the past 90 days to be eligible for this offer. Funds may not be used to pay off an existing CommonWealth One loan. Member may only have one Credit Builder Loan at a time.
  • Personal Loan payment sample is based on a loan amount of $3,000 at 7.90% APR with a payment of $93.87.
  • Loans are subject to a minimum monthly payment of $45.00.
  • 1OneLine variable rate APR may change after loan closes.
  • Refinanced funds cannot be used to pay off existing CommonWealth One loan balances.
  • Some rates quoted reflect a .50% reduction for Loan Loyalty Rewards. Example: 1.99% (current rate) less .50% Loan Loyalty Rewards equals 1.49% (your final APR). For more information, please contact us.
  • OneLine variable rate APR may change after loan closes.