Visa® Platinum Credit Card

Looking for our lowest credit card interest rate?  Apply online in just minutes for a CommonWealth One Visa Platinum credit card and save money with a solid, no-frills credit card.  Plus, you'll enjoy protection against fraudulent charges with Visa’s Zero Liability policy1 everywhere you shop.  

  • Variable rates as low as 7.99% APR* on purchases
  • No annual fee, cash advance or balance transfer fees
  • EMV chip enabled for additional layer of protection against fraud
  • James Madison University custom design available 

Convenience Services

  • Transfer balances to your current purchase rate with no fees in Online Banking or call (866) 820-5871
  • Pay your credit card bill using your CommonWealth One or other bank account
  • Redeem your points at
  • Sign up for e-statements

Global Assistance Services

  • Cardholder Inquiry Service
  • Emergency Card Replacement/Emergency Cash Disbursement
  • Lost/Stolen Card Reporting