Visa® Platinum Rewards Credit Card

Enjoy the convenience of using your Visa Platinum Rewards Credit Card everywhere with peace of mind provided by Visa’s Zero Liability Policy1Apply for a CommonWealth One Visa Platinum Rewards credit card today and get a lower interest rate while earning rewards.

  • Variable rates as low as 8.99% APR* on purchases and cash advances
  • Earn 1 CURewards point for every dollar on all purchases
  • Reward points may be redeemed for cash, travel or merchandise or gift cards
  • No annual fee, cash advance or balance transfer fees
  • EMV chip enabled for additional layer of protection against fraud
  • James Madison University custom design available 

Convenience Services

  • Transfer balances to your current purchase rate with no fees in Online Banking or call (866) 820-5871
  • Pay your credit card bill using your CommonWealth One or other bank account
  • Redeem your points at
  • Sign up for e-statements

Global Assistance Services

  • Cardholder Inquiry Service
  • Emergency Card Replacement/Emergency Cash Disbursement
  • Lost/Stolen Card Reporting

Travel Benefits

  • Auto Rental Collision Damage Waiver2
  • CLEAR Expedited Airport Security Line Service2
  • Emergency Evacuation and Transportation Coverage2
  • Emergency Medical/Dental Benefit2
  • Hotel Theft Protection2
  • Lost Luggage Reimbursement2
  • Roadside Dispatch®
  • Travel Accident Insurance up to $50,0002
  • Travel and Emergency Assistance Services2
  • Trip Cancellation/Trip Interruption2
  • Trip Delay Reimbursement2