Visa® Signature Rewards Credit Card

Get a CommonWealth One Visa Signature Rewards Credit Card and enjoy 0% APR* for 12 months on all your purchases! 

For a limited time, CommonWealth One is offering new cardholders 0% APR* for 12 months on purchases.  As a new cardholder you'll also enjoy a variable rate as low as of 11.49% APR* on cash advances and balance transfers.  Our Signature Rewards credit card also gives you instant access to dozens of everyday perks, once-in-a-lifetime experiences, fine wine and food events, and complimentary 24-hour concierge service.  As a new Visa Signature Rewards cardholder, you'll enjoy the following benefits:  

  • 0% APR* for 12 months on all purchases
  • Low variable rates as low as 11.49% APR* on cash advances, and balance transfers
  • Get 10,000 bonus rewards points when you spend $1,500 in retail purchases within the first 90 days of opening your account
  • Earn 2 rewards points for every dollar spent on all purchases, which may be redeemed for cash, travel, merchandise or gift cards
  • No annual fee, no cash advance and no balance transfer fees
  • No foreign transaction fees

Convenience Services

  • Transfer balances to your current purchase rate with no fees in Online Banking or call (866) 820-5871
  • Pay your credit card bill using your CommonWealth One or other bank account
  • Redeem your points at
  • Sign up for e-statements

Visa® Signature Rewards Perks


As a CommonWealth One Visa Signature Rewards cardholder, shop and save with discounts at top retailers including jewelry, apparel, electronics and more. For current offers, log into Online Branch and click on your Visa credit card to access your Signature CUReward offers.

Visa Concierge Services

Save time and make your life easier with Visa Signature’s complimentary concierge service. Just call anytime, 24 hours a day. Your concierge service can help you find tickets to the top sports and entertainment events, book travel, make dinner reservations and even help you find the perfect gift. To use this service, call (800) 953-7392 or visit For calls outside the United States, call us collect at (630) 350-4551.


Enjoy exclusive benefits when you travel and use Visa Signature Luxury Hotel Collection with access to over 800 of the world’s most intriguing and prestigious properties. Receive the best available rate, free in-room internet and more when you book through the Visa Signature Luxury Hotel Collection.


Use Visa Signature Concierge assistance to get access to once-in-a-lifetime events, high profile games or even to reserve a golf tee time. Call Visa Signature Concierge at 800-953-7392 or click here to learn more.

Retail Protection

  • Cell Phone Protection1
  • Price Protection1
  • Premium Purchase Security1
  • Return Protection1
  • Warranty Manager Service1
  • Personal Identity Theft1

Global Assistance Services

  • Cardholder Inquiry Service
  • Emergency Card Replacement/Emergency Cash Disbursement
  • Lost/Stolen Card Reporting

Travel Benefits

  • Auto Rental Collision Damage Waiver1
  • CLEAR Expedited Airport Security Line Service1
  • Emergency Evacuation and Transportation Coverage1
  • Emergency Medical/Dental Benefit1
  • Hotel Theft Protection1
  • Lost Luggage Reimbursement1
  • Roadside Dispatch®
  • Travel Accident Insurance up to $250,0001
  • Travel and Emergency Assistance Services1
  • Trip Cancellation/Trip Interruption1
  • Trip Delay Reimbursement1


  • *0% Annual Percentage Rate (APR) is a limited time offer.  The promotional APR is available to new cardholders on purchases for the first twelve (12) billing cycles.  On the thirteenth (13) billing cycle, the APR will adjust to the standard variable purchase APR on your account, currently 11.49% -18.00%, as of December 1.  Rate is determined based on the applicant(s) creditworthiness and will vary with the market based on the Prime Rate.
  • The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new cardholders only. New cardholders will receive 10,000 bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances do not apply. 
  • 1Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
  • Visa Rates, Fees, and Cost Information
  • Visa Signature Guide to Benefits
  • Visa Platinum Rewards and Platinum Guide to Benefits
  • Visa Business Platinum Rewards Guide to Benefits