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Vacation Savings Club

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Our Vacation Club account helps you save a little each payday so you'll have the cash to pay vacation or meet any special need without dipping into your savings.
 
You make regular deposits usually through payroll to save incrementally throughout the year.  The Vacation Club account only allows for two withdrawals during the year and you designate which account the funds are transferred into. The minimum deposit requirements are $5.  The account automatically renews each year.
 
Rates Effective: July 01, 2015

Savings Account Rates*

  Balance Tiers (Portion of Balance)
Annual Percentage Yield (APY) Range
Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
  $2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
  $10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
  $25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
  $50,000.00 and over 0.08% - 0.10% 0.10%
Holiday / Vacation Club $0 but less than $2,500.00 0.05% 0.05%
  $2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
  $10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
  $25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
  $50,000.00 and over 0.08% - 0.10% 0.10%

Disclosures
  • APY = Annual Percentage Yield.

  • Rates are variable and subject to change at any time, including after account opening.

  • The minimum balance to open each share type and to avoid fees can be found in the Truth and Savings Disclosure.

  • Fees may reduce earnings.

  • Members will forfeit dividends if they close an account before accrued dividends are credited.

  • Federally insured by NCUA.

See Fee Schedule for more information. 

Example of Tiered Rate Calculation for Savings Accounts: The stated interest rate is only on that portion of the balance within the specified tiers. For example, if a member has $8,000 in a Share Savings account, we pay 0.10% on $2,500 and 0.11% on $5,500 (the difference between $8,000 and the first tier cut-off of $2,500). The APY range reflects the blending of the two rate tiers.

 
 

verisign Visa NCUA Your savings fedarally insured to at least $250,000 and backed by the full faith and credit of the United States Governmennt. Equal Housing Lender
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