We want to help make the transition from college student to independent adult as seamless as possible. So, as you take on more financial responsibilities, we will set you up for success with the following services:
Even though you will be moving on from James Madison University, CommonWealth ONE is ready to be your financial partner for life. We’re here to support you and to help you “Fly Solo” into your future with confidence!
Be sure to use promo code "Flying Solo" when you apply to take advantage of these great offers!
*Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary.
1The 2.99% APR introductory rate is valid for 12 months on purchases, cash advances, and balance transfers from the date of account opening. After the introductory period ends, the standard APR will be applied to unpaid promotional balances, new purchases, cash advances, and balance transfers. The current standard Visa Platinum Rewards variable APR as of December 28 for purchase is 8.99%–18.00% based on your credit worthiness. APR will vary with the market based on the Prime Rate. Click here for complete Visa Rates, Fees, and Cost Information.
†Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary. Rate shown reflects 0.50% discount for Loan Rewards. Payments for $20,000 auto loan at 1.39% APR for 36 months are approximately $523.27 per month. Other rates and terms are available. Rates are subject to change without notice.
§Car loans with terms of 61 to 71 months require a minimum $15,000 purchase price. Car loans with terms of 72 to 84 months require a minimum $20,000 purchase price.
§§Financing is available up to 125% of the retail value on new and used cars.
2Qualified applicants may defer their first payment for up to 60 days. Interest will continue to accrue. Other restrictions, terms and conditions may apply.
3Annual Percentage Rate (APR). Funds may not be used to pay off an existing CommonWealth One loan. Only one Transition Loan is permitted at a time. Rate shown reflects 0.50% discount for Loan Rewards. Payments for $3,000 loan at 5.99% APR for 36 months are approximately $91.25 per month. Loan amount is subject to credit worthiness and income verification. Minimum loan amount is $500.
**Annual Percentage Yield (APY). There may be penalties for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice.
4Only one (1) $50 cash payout per Social Security Number or ID. Minimum deposit of $50 is required to open a 15-Month Share Certificate. Additional deposits may be made throughout the term of the certificate in increments of $50 or more. Dividends calculated daily, paid quarterly. Penalties may be imposed for early withdrawal. Fees may reduce earnings. $50 bonus deposit is forfeited if the certificate is closed before maturity.