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Loans & Credit

couple shopping for a car at a car dealership and auto loans from commonwealth one federal credit union
CommonWealth One loans and credit come with exceptional service, special loan benefits, flexible terms and competitive rates. For mortgages, loans for cars, boats, RVs and other vehicles, student loans, personal loans and more, CommonWealth One delivers great deals.

MPOWER+ Lending = Complimentary Benefits

Loan Loyalty Rewards

Loan Loyalty Rewards are a benefit for CommonWealth One credit union members. CommonWealth One members may be eligible to receive a special loan rate reduction of 0.5% on auto, personal, motorcycle and RV loans. It’s just one way CommonWealth One thanks you for your membership. Learn more here.

Rate Match 

If you’re currently pre-approved or already have a loan at another bank, credit union or another lender, we’ll beat or match their rate. Rate Match is available on auto, motorcycle, boat, RV, personal loans, and home equity loans and more.

Loan Saver

Loan Saver is an easy-to-use online comparison tool that shows you how much you can save on your loans - credit card, mortgage, home equity loan, auto, or personal loan – when you refinance with us as compared to other lenders.

Skip A Payment

Take a break from your monthly loan payment on select loans annually. This benefit is available on vehicle, motorcycle, RV, and personal loans. Use the extra cash for whatever you need and your loan remains in good standing.

Auto Loans


Home Equity Loans & Lines of Credit

Personal Loans

Motorcycle, Boat & RV Loans

Secured Loans

VISA® Credit Cards

Energy Loan Saver Program

Student Loans


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