IRA Share Rates Traditional & Roth (Rates Effective December 14, 2018)

Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

 

Jumbo IRA Certificate Rates (Traditional & Roth)

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 2.12% 2.10%
12-month $100,000 2.17% 2.15%
18-month $50,000 1.56% 1.55%
18-month $100,000 1.61% 1.60%
24-month $50,000 2.57% 2.54%
24-month $100,000 2.62% 2.59%
36-Month $50,000 2.66% 2.63%
36-Month $100,000 2.72% 2.68%
48-Month $50,000 2.84% 2.80%
48-Month $100,000 2.89% 2.84%
60-Month $50,000 3.07% 3.02%
60-Month $100,000 3.12% 3.07%

Disclosures

  • APY = Annual Percentage Yield.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.