Swipe Smarter

Practical strategies for using credit as leverage without falling into the debt trap.

You work hard for your paycheck. When too much of it goes toward minimum payments and interest, it can start to feel like your money isn't really yours. Mounting debt has a way of quietly taking over a budget, leaving less for the things you actually want, like a vacation, a home, or simply some breathing room. Join CommonWealth One's Certified Financial Counselor, Emmanuel Obe, for a powerful session on using credit as a tool that builds your future, instead of a burden that drains it.

IN JUST 60 MINUTES, YOU'LL LEARN HOW TO:

• The real difference between installment and revolving credit and why it matters
• How to decode the fine print (APR, grace periods, penalty rates) before you sign anything
• What actually makes up your credit score, and the fastest ways to improve it
• How to choose the right card for your spending habits and not the one with the flashiest rewards
• The five most common credit traps, and how to sidestep every one of them

Sign up for a session using the form below.