When is 0% not 0%?

0% isn’t always 0% when it comes to credit card balance transfers. Don’t be tricked by short-term 0% offers. Often, the 0% rate lasts for 12 months and then reverts back to your current rate. This means you’ll end up paying much more at a higher interest rate when the special offer is over.

Transfer your balances to a CommonWealth One credit card and pay much less in interest over the entire life of your balance with just 4.99% APR*! Plus, we offer no balance transfer fees and no teaser rates!



Your Debit Card. Your Control. Fraud protection with CommonWealth One's CardValet mobile app. Get the app that enables you to control debit and credit card usage. With CardValet, protect yourself against fraud and control spending.


Be a Part of the Movement

217 million. That’s the current number of credit union members around the world who know something others don’t - They know all about our “Authentic Difference.”

We’re in the people helping people business and exist only to serve our members, not to make a profit. Read more on how you can get involved with the credit union movement and help others in your community.


About Us

Since 1944, CommonWealth One Federal Credit Union has been helping our members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and educational programs. We are a non-profit cooperative organization that support the communities where our members live, work, worship and play through a variety of outreach and community programs.

Our members are owners and share in the benefits of our financial strength. We are focused on your success. Our mission is to provide you with the financial products and services you need to meet your lifetime financial goals. Join us today!