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A home equity loan or line of credit from CommonWealth One gets you easy cash for whatever makes you happy – from a kitchen with dancing room to a college degree or debt consolidation. And, if you have your sights set on a different home altogether, we are also the ONE for an easy, low-interest mortgage.

Our loans feature low rates, flexible terms and financing up to 100% LTV*. Choose from a variety of loan options to suit your needs. Apply today and get the cash for whatever makes you happy!

Choose from a variety of options to fit your needs.

  • Borrow up to 90% of your home's equity (LTV¥)
  • Loan amounts from $15,000 to $250,000
  • Low fixed rate
  • Repayment terms up to 15 years

  • Borrow up to 100% of your home's equity (LTV¥)
  • Loan amounts from $15,000 to $250,000
  • Low fixed rate
  • Repayment terms up to 20 years

  • Borrow up to 100% of your home's equity (LTV¥) for the purpose of purchasing another home
  • Loan amounts from $15,000 up to $250,000
  • Low fixed rate
  • Repayment terms up to 20 years

Home Improvement Equity Loan2

  • Borrow up to 133% of your home's equity (LTV¥)
  • Loan amounts from $15,000 to $250,000
  • Low fixed rate
  • Terms up to 15 years

EquityLine (Home Equity Line of Credit3)

  • Line of credit with limits from $15,000 up to $250,000
  • Low variable rate
  • Borrow up to 90% of your home's equity (LTV¥)
  • Interest only payment options
  • Easy access to funds using EquityLine checks, Online Banking, or at CommonWealth One locations

  • Line of credit with limits from $15,000 up to $250,000
  • Low variable rate
  • Borrow up to 100% of your home's equity (LTV¥)
  • Interest only payment options
  • Easy access to funds using EquityLine checks, Online Banking, or at CommonWealth One locations

  • Borrow up to 100% of your home's equity (LTV¥) for the purpose of purchasing a home
  • Low variable rate
  • Line of credit with limits from $15,000 to $250,000
  • Interest only payment options
  • Easy access to funds using EquityLine checks, Online Banking, or at CommonWealth One locations

*Loan to Value (LTV). All applications are subject to credit and underwriting approval; not all applicants will qualify. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 (www.nmlsconsumeraccess. org). Visit cofcu.org.mam for complete terms and conditions. This notice provides that Member Advantage Mortgage, LLC has a business relationship with Commonwealth One Federal Credit Union. The nature of this relationship is Indirect owner. Because of this relationship, this referral may provide Member AdvantageMortgage, LLC a financial or other benefit. Visit cofcu.org/happyplace to learn more. Federally insured by NCUA. Equal Opportunity Lender.

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