Effective December 14, 2018
Savings Account Rates
 |
Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|---|
| Share Savings | $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% | |
| Holiday/Vacation Club | $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% | |
| Youth Savings Account | $0 but less than $1,000.00 | 2.10% | 2.10% |
| $1,000.01 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% |
Personal Checking Account Rates
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|
Annual Percentage Yield (APY) | Anticipated Dividend Rate |
|---|---|---|
| Relationship PLUS Checking | 0.05% | 0.05% |
Money Management Account Rates
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|
Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| Money Management | $0 but less than $2,500.00 | 0.30% | 0.30% |
| $2,500.00 but less than $10,000.00 | 0.30% - 0.38% | 0.40% | |
| $10,000 or more | 0.38% - 0.50% | 0.50% | |
| Money Management Plus | $0 but less than $25,000.00 | 0.63% | 0.63% |
| $25,000.00 but less than $50,000.00 | 0.63% - 0.68% | 0.73% | |
| $50,000 or more | 0.68% - 0.81% | 0.81% | |
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
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| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 6-month | $500 | 1.00% | 1.00% |
| 12-month | $1,000 | 2.07% | 2.05% |
| Limited Time 15-Month |
$50 | 1.51% | 1.50% |
| 18-month | $1,000 | 1.51% | 1.50% |
| 24-month | $1,000 | 2.52% | 2.49% |
| 36-Month Featured Rate | $1,000 | 2.61% | 2.58% |
| 48-Month Featured Rate | $1,000 | 2.79% | 2.75% |
| 60-Month Featured Rate | $1,000 | 3.01% | 2.97% |
Jumbo Share Certificate and Jumbo IRA Share Certificate Rates
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| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 12-month | $50,000 | 2.12% | 2.10% |
| 12-month | $100,000 | 2.17% | 2.15% |
| 18-month | $50,000 | 1.56% | 1.55% |
| 18-month | $100,000 | 1.61% | 1.60% |
| 24-month | $50,000 | 2.57% | 2.54% |
| 24-month | $100,000 | 2.62% | 2.59% |
| 36-Month | $50,000 | 2.66% | 2.63% |
| 36-Month | $100,000 | 2.72% | 2.68% |
| 48-Month | $50,000 | 2.84% | 2.80% |
| 48-Month | $100,000 | 2.89% | 2.85% |
| 60-Month Featured Rate | $50,000 | 3.07% | 3.02% |
| 60-Month Featured Rate | $100,000 | 3.12% | 3.07% |
Disclosures
- APY = Annual Percentage Yield.
- Rates are subject to change without notice.
- The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
- Fees may reduce earnings.
- Members will forfeit dividends if the account is closed before accrued dividends are credited.