Effective November 1, 2018

Savings Account Rates

Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Holiday/Vacation Club $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Youth Savings Account $0 but less than  $1,000.00   2.10% 2.10%
$1,000.01 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

Personal Checking Account Rates

Back to top
Annual Percentage Yield (APY) Anticipated Dividend Rate
Relationship PLUS Checking 0.05% 0.05%

Money Management Account Rates

Back to top
Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Dividend Rate
Money Management $0 but less than $2,500.00 0.30% 0.30%
$2,500.00 but less than $10,000.00 0.30% - 0.38% 0.40%
$10,000 or more 0.38% - 0.50%  0.50%
Money Management Plus $0 but less than $25,000.00  0.63%  0.63%
$25,000.00 but less than $50,000.00  0.63% - 0.68%  0.73%
$50,000 or more  0.68% - 0.81%  0.81%

Share Certificate, IRA, and Coverdell Education Share Certificate Rates

Back to top
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 0.85% 0.85%
12-month $1,000 1.13% 1.30%
Limited Time
15-Month
$50 1.51% 1.50%
18-month $1,000 1.22% 1.21%
24-month $1,000 1.67% 1.66%
36-Month Featured Rate $1,000 2.61% 2.58%
48-Month  Featured Rate $1,000 2.79% 2.75%
60-Month Featured Rate $1,000 3.01% 2.97%

Jumbo Share Certificate and Jumbo IRA Share Certificate Rates

Back to top
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 1.36% 1.35%
12-month $100,000 1.41% 1.40%
18-month $50,000 1.56% 1.55%
18-month $100,000 1.61% 1.60%
24-month $50,000 2.06% 2.04%
24-month $100,000 2.11% 2.09%
36-Month $50,000 2.66% 2.63%
36-Month $100,000 2.72% 2.68%
48-Month $50,000 2.84% 2.80%
48-Month $100,000 2.89% 2.85%
60-Month Featured Rate $50,000 3.07% 3.02%
60-Month Featured Rate $100,000 3.12% 3.07%

Disclosures

  • APY = Annual Percentage Yield.
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.