Effective April 1, 2020

Savings Account Rates

Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Holiday/Vacation Club $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Youth Savings Account $0 but less than  $1,000.00   2.10% 2.10%
$1,000.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

Personal Checking Account Rates

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Annual Percentage Yield (APY) Anticipated Dividend Rate
Relationship PLUS Checking 0.05% 0.05%

Money Management Account Rates

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Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Dividend Rate
Money Management $0 but less than $2,500.00 0.30% 0.30%
$2,500.00 but less than $10,000.00 0.30% - 0.38% 0.40%
$10,000 or more 0.38% - 0.50%  0.50%
Money Management Plus $0 but less than $25,000.00  0.63%  0.63%
$25,000.00 but less than $50,000.00  0.63% - 0.68%  0.73%
$50,000 or more  0.68% - 1.01%  1.01%

Share Certificate, IRA, and Coverdell Education Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 1.00% 1.00%
12-Month $1,000 1.51% 1.50%
Limited Time
15-Month
$50* 1.51% 1.50%
18-Month $1,000 1.46% 1.45%
24-Month  $1,000 1.61% 1.60%
36-Month  $1,000 1.66% 1.65%
48-Month   $1,000 1.71% 1.70%
60-Month  $1,000 1.77% 1.75%

Jumbo Share Certificate and Jumbo IRA Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-Month $50,000 1.56% 1.55%
12-Month $100,000 1.61% 1.60%
18-Month $50,000 1.51% 1.50%
18-Month $100,000 1.56% 1.55%
24-Month  $50,000 1.66% 1.65%
24-Month  $100,000 1.71% 1.70%
36-Month  $50,000 1.71% 1.70%
36-Month  $100,000 1.77% 1.75%
48-Month $50,000 1.77% 1.75%
48-Month  $100,000 1.82% 1.80%
60-Month  $50,000 1.82% 1.80%
60-Month  $100,000 1.87% 1.85%

Disclosures

  • APY = Annual Percentage Yield.
  • * Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.