Effective June 12, 2020
Savings Account Rates
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate | |
|---|---|---|---|
| Share Savings | $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% | |
| Holiday/Vacation Club | $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% | |
| Youth Savings Account | $0 but less than $1,000.00 | 2.10% | 2.10% |
| $1,000.00 but less than $10,000.00 | 0.05% - 0.07% | 0.07% | |
| $10,000.00 but less than $25,000.00 | 0.07% - 0.07% | 0.08% | |
| $25,000.00 but less than $50,000.00 | 0.07% - 0.08% | 0.09% | |
| $50,000.00 and over | 0.08% - 0.10% | 0.10% |
Personal Checking Account Rates
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| Annual Percentage Yield (APY) | Anticipated Dividend Rate | |
|---|---|---|
| Relationship PLUS Checking | 0.05% | 0.05% |
Money Management Account Rates
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| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) | Dividend Rate | |
|---|---|---|---|
| Money Management | $0 but less than $2,500.00 | 0.20% | 0.20% |
| $2,500.00 but less than $10,000.00 | 0.20% - 0.28% | 0.30% | |
| $10,000 or more | 0.28% - 0.40% | 0.40% | |
| Money Management Plus | $0 but less than $25,000.00 | 0.48% | 0.48% |
| $25,000.00 but less than $50,000.00 | 0.48% - 0.53% | 0.58% | |
| $50,000 or more | 0.53% - 0.81% | 0.81% | |
Share Certificate, IRA, and Coverdell Education Share Certificate Rates
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| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 6-Month | $500 | 0.50% | 0.50% |
| 12-Month | $1,000 | 0.80% | 0.80% |
| 15-Month | $50* | 0.85% | 0.85% |
| 18-Month | $1,000 | 0.85% | 0.85% |
| 24-Month | $1,000 | 0.99% | 0.99% |
| 36-Month | $1,000 | 1.05% | 1.04% |
| 48-Month | $1,000 | 1.10% | 1.09% |
| 60-Month | $1,000 | 1.15% | 1.14% |
Jumbo Share Certificate and Jumbo IRA Share Certificate Rates
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| Term | Minimum Deposit | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 12-Month | $50,000 | 0.85% | 0.85% |
| 12-Month | $100,000 | 0.90% | 0.90% |
| 18-Month | $50,000 | 0.90% | 0.90% |
| 18-Month | $100,000 | 0.95% | 0.95% |
| 24-Month | $50,000 | 1.05% | 1.04% |
| 24-Month | $100,000 | 1.10% | 1.09% |
| 36-Month | $50,000 | 1.10% | 1.09% |
| 36-Month | $100,000 | 1.15% | 1.14% |
| 48-Month | $50,000 | 1.15% | 1.14% |
| 48-Month | $100,000 | 1.20% | 1.19% |
| 60-Month | $50,000 | 1.20% | 1.19% |
| 60-Month | $100,000 | 1.25% | 1.24% |
Disclosures
- APY = Annual Percentage Yield.
- * Additional deposits allowed in increments of $50.00
- Rates are subject to change without notice.
- The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
- Fees may reduce earnings.
- Members will forfeit dividends if the account is closed before accrued dividends are credited.