Effective January 15, 2021

Savings Account Rates

Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Holiday/Vacation Club $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Youth Savings Account $0 but less than  $1,000.00   2.10% 2.10%
$1,000.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

Personal Checking Account Rates

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Annual Percentage Yield (APY) Anticipated Dividend Rate
Relationship PLUS Checking 0.05% 0.05%

Money Management Account Rates

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Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Dividend Rate
Money Management $0 but less than $2,500.00 0.15% 0.15%
$2,500.00 but less than $10,000.00 0.15% - 0.23% 0.25%
$10,000 or more 0.23% - 0.30%  0.30%
Money Management Plus $0 but less than $25,000.00  0.25%  0.25%
$25,000.00 but less than $50,000.00  0.25% - 0.30%  0.35%
$50,000 or more  0.30% - 0.45% 0.45%

Share Certificate, IRA, and Coverdell Education Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 0.25% 0.25%
12-Month $1,000 0.40% 0.40%
15-Month $50* 0.50% 0.50%
18-Month $1,000 0.45% 0.45%
24-Month  $1,000 0.55% 0.55%
36-Month  $1,000 0.65% 0.65%
48-Month   $1,000 0.70% 0.70%
60-Month  $1,000 0.80% 0.80%

Jumbo Share Certificate and Jumbo IRA Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-Month $50,000 0.45% 0.45%
12-Month $100,000 0.50% 0.50%
18-Month $50,000 0.50% 0.50%
18-Month $100,000 0.55% 0.55%
24-Month  $50,000 0.60% 0.60%
24-Month  $100,000 0.65% 0.65%
36-Month  $50,000 0.70% 0.70%
36-Month  $100,000 0.75% 0.75%
48-Month $50,000 0.75% 0.75%
48-Month  $100,000 0.80% 0.80%
60-Month  $50,000 0.85% 0.85%
60-Month  $100,000 0.90% 0.90%

Disclosures

  • APY = Annual Percentage Yield.
  • * Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.