Effective November 1, 2019

Savings Account Rates

Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Range Dividend Rate
Share Savings $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Holiday/Vacation Club $0 but less than $2,500.00 0.05% 0.05%
$2,500.00 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%
Youth Savings Account $0 but less than  $1,000.00   2.10% 2.10%
$1,000.01 but less than $10,000.00 0.05% - 0.07% 0.07%
$10,000.00 but less than $25,000.00 0.07% - 0.07% 0.08%
$25,000.00 but less than $50,000.00 0.07% - 0.08% 0.09%
$50,000.00 and over 0.08% - 0.10% 0.10%

Personal Checking Account Rates

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Annual Percentage Yield (APY) Anticipated Dividend Rate
Relationship PLUS Checking 0.05% 0.05%

Money Management Account Rates

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Balance Tiers (Portion of Balance) Annual Percentage Yield (APY) Dividend Rate
Money Management $0 but less than $2,500.00 0.30% 0.30%
$2,500.00 but less than $10,000.00 0.30% - 0.38% 0.40%
$10,000 or more 0.38% - 0.50%  0.50%
Money Management Plus $0 but less than $25,000.00  0.63%  0.63%
$25,000.00 but less than $50,000.00  0.63% - 0.68%  0.73%
$50,000 or more  0.68% - 1.01%  1.01%

Share Certificate, IRA, and Coverdell Education Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 1.00% 1.00%
12-Month $1,000 1.87% 1.85%
Limited Time
15-Month
$50* 1.51% 1.50%
18-Month $1,000 1.97% 1.95%
24-Month  $1,000 2.30% 2.27%
36-Month  $1,000 2.40% 2.37%
48-Month   $1,000 2.50% 2.47%
60-Month  $1,000 2.70% 2.66%

Jumbo Share Certificate and Jumbo IRA Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-Month $50,000 1.92% 1.90%
12-Month $100,000 1.97% 1.95%
18-Month $50,000 2.02% 2.00%
18-Month $100,000 2.07% 2.05%
24-Month  $50,000 2.35% 2.32%
24-Month  $100,000 2.40% 2.37%
36-Month  $50,000 2.45% 2.42%
36-Month  $100,000 2.50% 2.47%
48-Month $50,000 2.55% 2.52%
48-Month  $100,000 2.60% 2.57%
60-Month  $50,000 2.75% 2.71%
60-Month  $100,000 2.80% 2.76%

Disclosures

  • APY = Annual Percentage Yield.
  • * Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.
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