Get 3.99% APR* for the Life of the Balance!
Are high-rate credit card and loan balances making it impossible to keep your head above water? If you feel like you’re drowning in high-rate debt, CommonWealth One has a lifeline for you. Transfer all your high-rate balances to our low-rate Visa® Platinum or Platinum Rewards credit card before April 30, and you’ll be out of debt sooner than you think!
LOCK IN A RATE OF 3.99% APR* For The Life Of The Balance:
- No Balance Transfer Fees
- No Annual Fees
- No Cash Advance Fees
- No Rate Hikes for Late Payments
Don’t let debt wash you out to sea. Transfer your high-rate balances to a low-rate Visa Platinum or Platinum Rewards credit card from CommonWealth One before April 30, and find solid footing today!
Visa® Platinum Rewards
Whether you're on your own or feeding and clothing a family, shopping is a fact of life. With Visa® Platinum Rewards, you get a something extra with each purchase. Pile up the points and then redeem them for travel services, merchandise, gift cards, or cash.
- Variable low rates on purchases and cash advances
- Earn one CURewards point for every dollar on all purchases
- It's easy to shop for your rewards and redeem your points at CURewards.com
- No annual fee or cash advance fees
- No balance transfer fees. Make easy balance transfers through CommonWealth One Online Banking or by calling (866) 820-5871.
- Protection against fraudulent charges with Visa’s Zero Liability policy2
- James Madison University custom design available
- Cardholder inquiry service
- Emergency card replacement
- Emergency cash disbursement
- Lost/stolen card reporting
Travel Benefits1
- CLEAR expedited airport security line service
- Emergency evacuation and transportation coverage
- Emergency medical/Dental Benefit
- Hotel theft protection
- Lost luggage reimbursement
- Roadside Dispatch®
- Travel accident insurance up to $50,000
- Travel and emergency assistance services
- Trip cancellation/trip interruption
- Trip delay reimbursement
Visa® Platinum
The Visa Platinum Card features our lowest rate. What's that mean to you? Reduced interest charges. Lower monthly bills. And over the course of a year, a lot more money available for everything else that you need.
- Variable low rates on purchases
- No annual fee or cash advance fees
- No balance transfer fees. Make easy balance transfers through CommonWealth One Online Banking or by calling (866) 820-5871
- Protection against fraudulent charges with Visa’s Zero Liability policy2
- James Madison University custom design available
- Cardholder inquiry service
- Emergency card replacement
- Emergency cash disbursement
- Lost/stolen card reporting
Transferring your balance is easy, too! It's as simple as submitting a balance transfer request. You can submit your request using our online balance transfer request form or you can download a request form and return it to a branch near you. You can also transfer balances by logging in to your CommonWealth One credit card account and selecting “Balance Consolidation” under the Quick Links menu.
Hurry! This offer ends April 30, 2022. Don’t have a CommonWealth One Visa® Platinum or Visa® Platinum Rewards Credit Card? Apply today!
*Annual Percentage Rate (APR). Balance transfers to a CommonWealth One Visa Platinum or Visa Platinum Rewards Credit Card performed between January 15, 2022 and April 30, 2022, will receive 3.99% APR for the life of the balance. 3.99% APR applies to balance transfers only. Purchases and Cash Advances are subject to the Standard Rate, currently 8.24% to 18.00% for Visa Platinum and 9.24% to 18.00% for Visa Platinum Rewards, based on your creditworthiness and will vary with the market based on the Prime Rate. After April 30, 2022, the Standard APR for new balance transfers will apply, currently 8.24% to 18.00% for Visa Platinum and 9.24% to 18.00% for Visa Platinum Rewards, based on your creditworthiness and will vary with the market based on the Prime Rate. For complete terms and conditions, visit cofcu.org.
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