CommonWealth One is proud to offer members a Payday Loan Alternative.  If you need to borrow money for unexpected expenses, our Credit Builder Loan offers you a more affordable option.  Plus, there is NO APPLICATION FEE required!

Our Credit Builder Loan features:

  • Fixed Rate of 9.99% APR*
  • Borrow up to $1,000
  • Repayment terms up to 12 months


  • Must be a member in good standing
  • Must have a regular direct deposit of $500 or more to your CommonWealth One account for the past 90 days
  • Only one Credit Builder Loan is permitted at a time

Applying is easy, too! 

If you meet the minimum requirements noted above, simply complete our personal loan application online and select "Credit Rebuilder" as the purpose from the drop down menu.

If you have any questions, contact us at (703) 823-5211 or (800) 424-3334 or complete the form below and a representative will contact you.


*Annual Percentage Rate (APR).  Payments for $1,000 loan at 9.99% APR for 12 months are approximately $87.91 per month.  Rates are subject to change without notice.