Browse Our Visa Credit Cards
Our Visa credit cards offer low rates with flexible terms, high credit limits, and great credit card benefits to help you get what you want, when you want it. We offer the best new VISA credit cards in town with exceptional rewards, EMV chip technology for additional protection against fraud and more!
Fraud Protection and Purchase Alerts are Available
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Receive near real-time alerts about your credit card activity. You may set custom alerts to be sent to your mobile phone and email address. Make changes to your selections at any time. Click here to register your credit card for text alerts. |
| Rates Effective: December 1, 2019 | Rates | Fees | Benefits |
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Visa Signature Rewards
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0% APR |
No annual fee, no cash advance or balance transfer fees No foreign transaction fees |
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Visa Platinum Rewards
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Variable APR* between on Purchases and Cash Advances 5.99% APR for Life of the Balance§§ |
No annual fee, cash advance or balance transfer fees 1.00% of each foreign transaction in U.S. dollars |
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Visa Platinum
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Variable APR* between on Purchases and Cash Advances 5.99% APR for Life of the Balance§§ |
No annual fee, cash advance or balance transfer fees 1.00% of each foreign transaction in U.S. dollars |
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Visa Business Platinum Rewards
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2.99% APR* for 12 Months, then Variable APR* between |
No annual fee, cash advance or balance transfer fees 1.00% of each foreign transaction in U.S. dollars |
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James Madison University Custom Design
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Available on all card types. |
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Disclosures
- *Annual Percentage Rate (APR). All rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary. Rate is based on your creditworthiness, and will vary with the market based on the Prime Rate.
- §0% Annual Percentage Rate (APR) is a limited time offer. The promotional APR is available to new cardholders on purchases for the first twelve (12) billing cycles. On the thirteenth (13) billing cycle, the APR will adjust to the standard variable purchase APR on your account, currently 11.49% -18.00%, as of December 1. The standard rate applies to cash advances and balance transfers. Rate is determined based on the applicant(s) creditworthiness and will vary with the market based on the Prime Rate. This offer expires April 30, 2020.
- §§5.99% Annual Percentage Rate (APR) is a limited time offer. The promotional APR is available for new balance transfers only. Balance transfers to a CommonWealth One Visa Platinum Rewards Credit Card on or before April 30, 2020, will receive 5.99% APR for life of the balance. 5.99% APR applies to balance transfers only. Purchases and Cash Advances are subject to the Standard Rate, currently 9.49% to 18.00% for VISA Platinum and 10.49% to 18.00% for VISA Platinum Rewards, based on your creditworthiness and will vary with the market based on the Prime Rate. After April 30, 2020, the Standard APR for new balance transfers will apply; currently 9.49% to 18.00% for VISA Platinum and 10.49% to 18.00% for VISA Platinum Rewards based on your creditworthiness, and will vary with the market based on the Prime Rate.
- †The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new card holders only. New cardholders will receive 10,000 bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances do not apply.
- Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
- Visa Rates, Fees, and Cost Information
- Visa Signature Guide to Benefits
- Visa Platinum Rewards and Platinum Guide to Benefits
- Visa Business Platinum Rewards Guide to Benefits