Browse Our Visa Credit Cards

Our Visa credit cards offer low rates with flexible terms, high credit limits, and great credit card benefits to help you get what you want, when you want it. We offer the best new VISA credit cards in town with exceptional rewards, EMV chip technology for additional protection against fraud and more!​

Plus, when you use your CommonWealth One Visa credit card to make purchases from October 1 - November 30, 2020, you'll automatically be entered for a chance to win $10,000 and a collection of prizes in VISA's 2020 NFL Sweepstakes!**

Fraud Protection and Purchase Alerts are Available

Receive near real-time alerts about your credit card activity. You may set custom alerts to be sent to your mobile phone and email address. Make changes to your selections at any time. Click here to register your credit card for text alerts.

Rates Effective: August 17, 2020 Rates Fees Benefits

Visa Signature Rewards

Variable APR* between
9.99% -
18.00%

on Purchases and Cash Advances

No annual fee, no cash advance or balance transfer fees

No foreign transaction fees

  • Get 10,000 bonus rewards points when you spend $1,500 in retail purchases within the first 90 days of opening your account
  • Earn 2 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Complimentary 24-hour Concierge Services
  • Visa Signature Perks
  • Premium travel and protection benefits

Visa Platinum Rewards

Variable APR* between
8.99% -
18.00%

on Purchases and Cash Advances

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Travel and protection benefits

Visa Platinum

Variable APR* between 
8.49% -
18.00%

on Purchases and Cash Advances

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

Visa Business Platinum Rewards

 

2.99% APR*

for 12 Months, then Variable APR* between 
10.99% -
18.00%
 

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Travel and protection benefits ​​

James Madison University Custom Design

Available on all card types.

Disclosures

  • *Annual Percentage Rate (APR). All rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.  Rate is based on your creditworthiness, and will vary with the market based on the Prime Rate.
  • **NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2020 NFL SWEEPSTAKES. Open only to legal 50 U.S. & D.C. residents who are 18 or older as of 10/1/20. Void in P.R. and where prohibited. Begins at 12:00 AM PT on 10/1/20, and ends at 11:59PM PT on 11/30/20 (“Promotion Period”). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made during the Promotion Period at a participating merchant location in the U.S. BONUS ENTRY: An eligible Visa cardholder will automatically receive one (1) bonus Sweepstakes entry for each eligible Visa purchase made using his/her contactless Visa card or using his/her Visa card with a payment-enabled device during the Promotion Period. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and email address, on plain 3" x 5" paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2020 NFL Sweepstakes, P.O. Box 7769, Melville, NY 11775-7769. Mailed entries must be postmarked between 10/1/20 and 11/30/20, and received by 12/7/20. Enter as often as you wish; however, each mailed entry will count as two (2) entries into the random drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZE: One (1) Grand Prize: $10,000 (awarded in the form of a check) and a Visa NFL Gift Box. The Visa NFL Gift Box includes a Microsoft Surface, Bose Noise Cancelling Headphones, a Game Console, a Madden NFL 21 Game, a $500 Lowes gift card, a $500 NFLShop.com coupon code, a one (1) year subscription to NFL Game Pass valued at $100 (awarded electronically via a code) and a year’s worth of game days snacks valued at $650, awarded in the form of a $650 Visa Gift Card. Grand Prize will also include $5,800 cash (awarded in the form of a check) that can be used toward the payment of income taxes associated with the prize. ARV: $19,310. ODDS: Estimated odds of winning are 1 in 11,344,720,444; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules, available at www.visa.com/NFLUltimateSweepstakesFullRules. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. The NFL Entities have not offered or sponsored this Sweepstakes in any way
  • †The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new card holders only. New cardholders will receive 10,000 bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances do not apply. 
  • Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
  • Visa Rates, Fees, and Cost Information
  • Visa Signature Guide to Benefits
  • Visa Platinum Rewards and Platinum Guide to Benefits
  • Visa Business Platinum Rewards Guide to Benefits