Browse Our Visa Credit Cards

Our Visa credit cards offer low rates with flexible terms, high credit limits, and great credit card benefits to help you get what you want, when you want it. We offer the best new VISA credit cards in town with exceptional rewards, EMV chip technology for additional protection against fraud and more!​

Plus, when you use your CommonWealth One Visa credit card from August 1-31, 2020, CommonWealth One will support our community by donating 1% of each purchase to Feeding America!**

Fraud Protection and Purchase Alerts are Available

Receive near real-time alerts about your credit card activity. You may set custom alerts to be sent to your mobile phone and email address. Make changes to your selections at any time. Click here to register your credit card for text alerts.

Rates Effective: August 17, 2020 Rates Fees Benefits

Visa Signature Rewards

Variable APR* between
9.99% -
18.00%

on Purchases and Cash Advances

No annual fee, no cash advance or balance transfer fees

No foreign transaction fees

  • Get 10,000 bonus rewards points when you spend $1,500 in retail purchases within the first 90 days of opening your account
  • Earn 2 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Complimentary 24-hour Concierge Services
  • Visa Signature Perks
  • Premium travel and protection benefits

Visa Platinum Rewards

Variable APR* between
8.99% -
18.00%

on Purchases and Cash Advances

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Travel and protection benefits

Visa Platinum

Variable APR* between 
8.49% -
18.00%

on Purchases and Cash Advances

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

Visa Business Platinum Rewards

 

2.99% APR*

for 12 Months, then Variable APR* between 
10.99% -
18.00%
 

No annual fee, cash advance or balance transfer fees

1.00% of each foreign transaction in U.S. dollars

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise
  • Travel and protection benefits ​​

James Madison University Custom Design

Available on all card types.

Disclosures

  • *Annual Percentage Rate (APR). All rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.  Rate is based on your creditworthiness, and will vary with the market based on the Prime Rate.
  • **Between August 1, 2020 and August 31, 2020, 1% of member spending in total purchases will be donated to Feeding America. Maximum individual member donation of $200, with a maximum overall donation of $5,000 on behalf of all campaign participants. Offer applies only to the recipient of the spend and give promotional email and is not transferable. Financial Institution shall determine which purchases qualify and will not be responsible for merchant misclassifications. Cash advances, balance transfers, fees, foreign transaction currency conversion charges, and finance charges do not qualify for the promotion. This offer expires on August 31, 2020.  Feeding America is not a sponsor of the promotion. For more information regarding Feeding America, please contact CommonWealth One FCU.
  • †The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new card holders only. New cardholders will receive 10,000 bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances do not apply. 
  • Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
  • Visa Rates, Fees, and Cost Information
  • Visa Signature Guide to Benefits
  • Visa Platinum Rewards and Platinum Guide to Benefits
  • Visa Business Platinum Rewards Guide to Benefits