Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

All rates effective: May 1, 2019

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 1.00% 1.00%
12-Month $1,000 2.07% 2.05%
15-Month Add-on Featured Rate $50 1.51% 1.50%
18-Month $1,000 1.51% 1.50%
24-Month Featured Rate $1,000 2.71% 2.67%
36-Month Featured Rate $1,000 2.81% 2.77%
48-Month Featured Rate $1,000 2.91% 2.87%
60-Month Featured Rate $1,000 3.11% 3.06%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 2.12% 2.10%
12-month $100,000 2.17% 2.15%
18-month $50,000 1.56% 1.55%
18-month $100,000 1.61% 1.60%
24-Month Featured Rate $50,000 2.76% 2.72%
24-Month Featured Rate $100,000 2.81% 2.77%
36-Month Featured Rate $50,000 2.86% 2.82%
36-Month Featured Rate $100,000 2.91% 2.87%
48-Month Featured Rate $50,000 2.96% 2.92%
48-Month Featured Rate $100,000 3.01% 2.97%
60-Month Featured Rate $50,000 3.16% 3.11%
60-Month Featured Rate $100,000 3.21% 3.16%

Disclosures

  • *Annual Percentage Yield (APY).
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.
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