Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account online in just minutes and start earning a higher rate of return with CommonWealth One.

Share Certificate Rates

All rates effective: September 18, 2020

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 0.30% 0.30%
12-Month $1,000 0.60% 0.60%
15-Month Add-on Featured Rate $50 0.65% 0.65%
18-Month $1,000 0.65% 0.65%
24-Month  $1,000 0.79% 0.79%
36-Month  $1,000 0.84% 0.84%
48-Month  $1,000 0.89% 0.89%
60-Month  $1,000 0.94% 0.94%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 0.65% 0.65%
12-month $100,000 0.70% 0.70%
18-month $50,000 0.70% 0.70%
18-month $100,000 0.75% 0.75%
24-Month  $50,000 0.84% 0.84%
24-Month  $100,000 0.89% 0.89%
36-Month  $50,000 0.89% 0.89%
36-Month  $100,000 0.94% 0.94%
48-Month  $50,000 0.94% 0.94%
48-Month  $100,000 0.99% 0.99%
60-Month  $50,000 0.99% 0.99%
60-Month  $100,000 1.05% 1.04%

Disclosures

  • *Annual Percentage Yield (APY).
  • Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.