Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

All rates effective: September 1, 2018

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 0.85% 0.85%
12-month $1,000 1.31% 1.30%
15-Month Add-on Featured Rate $50 1.51% 1.50%
18-month $1,000 1.51% 1.50%
24-month $1,000 2.01% 1.99%
36-Month Featured Rate $1,000 2.61% 2.58%
48-Month Featured Rate $1,000 2.79% 2.75%
60-Month Feature Rate $1,000 3.01% 2.97%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 1.36% 1.35%
12-month $100,000 1.41% 1.40%
18-month $50,000 1.56% 1.55%
18-month $100,000 1.61% 1.60%
24-month $50,000 2.06% 2.09%
24-month $100,000 2.11% 2.09%
36-Month Featured Rate $50,000 2.66% 2.63%
36-Month Featured Rate $100,000 2.72% 2.68%
48-Month Featured Rate $50,000 2.84% 2.80%
48-Month Featured Rate $100,000 2.89% 2.85%
60-month $50,000 3.07% 3.02%
60-month  $100,000 3.12% 3.07%

Disclosures

  • *Annual Percentage Yield (APY).
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.