Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

All rates effective: December 14, 2018

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 1.00% 1.00%
12-month $1,000 2.07% 2.07%
15-Month Add-on Featured Rate $50 1.51% 1.50%
18-month $1,000 1.51% 1.50%
24-month $1,000 2.52% 2.52%
36-Month Featured Rate $1,000 2.61% 2.58%
48-Month Featured Rate $1,000 2.79% 2.75%
60-Month Feature Rate $1,000 3.01% 2.97%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 2.12% 2.10%
12-month $100,000 2.17% 2.15%
18-month $50,000 1.56% 1.55%
18-month $100,000 1.61% 1.60%
24-month $50,000 2.57% 2.54%
24-month $100,000 2.62% 2.59%
36-Month Featured Rate $50,000 2.66% 2.63%
36-Month Featured Rate $100,000 2.72% 2.68%
48-Month Featured Rate $50,000 2.84% 2.80%
48-Month Featured Rate $100,000 2.89% 2.85%
60-month $50,000 3.07% 3.02%
60-month  $100,000 3.12% 3.07%

Disclosures

  • *Annual Percentage Yield (APY).
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.