Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account online in just minutes and start earning a higher rate of return with CommonWealth One.

Share Certificate Rates

All rates effective: March 13, 2020

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 1.00% 1.00%
12-Month $1,000 1.51% 1.50%
15-Month Add-on Featured Rate $50 1.51% 1.50%
18-Month $1,000 1.46% 1.45%
24-Month  $1,000 1.61% 1.60%
36-Month  $1,000 1.66% 1.65%
48-Month  $1,000 1.71% 1.70%
60-Month  $1,000 1.77% 1.75%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 1.56% 1.55%
12-month $100,000 1.61% 1.60%
18-month $50,000 1.51% 1.50%
18-month $100,000 1.56% 1.55%
24-Month  $50,000 1.66% 1.65%
24-Month  $100,000 1.71% 1.70%
36-Month  $50,000 1.71% 1.70%
36-Month  $100,000 1.77% 1.75%
48-Month  $50,000 1.77% 1.75%
48-Month  $100,000 1.82% 1.80%
60-Month  $50,000 1.82% 1.80%
60-Month  $100,000 1.87% 1.85%

Disclosures

  • *Annual Percentage Yield (APY).
  • Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.