Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account online in just minutes and start earning a higher rate of return with CommonWealth One.

Share Certificate Rates

All rates effective: January 15, 2021

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-Month $500 0.25% 0.25%
12-Month $1,000 0.40% 0.40%
15-Month Add-on Featured Rate $50 0.50% 0.50%
18-Month $1,000 0.45% 0.45%
24-Month  $1,000 0.55% 0.55%
36-Month  $1,000 0.65% 0.65%
48-Month  $1,000 0.70% 0.70%
60-Month  $1,000 0.80% 0.80%

Jumbo Share Certificate Rates

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Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 0.45% 0.45%
12-month $100,000 0.50% 0.50%
18-month $50,000 0.50% 0.50%
18-month $100,000 0.55% 0.55%
24-Month  $50,000 0.60% 0.60%
24-Month  $100,000 0.65% 0.65%
36-Month  $50,000 0.70% 0.70%
36-Month  $100,000 0.75% 0.75%
48-Month  $50,000 0.75% 0.75%
48-Month  $100,000 0.80% 0.80%
60-Month  $50,000 0.85% 0.85%
60-Month  $100,000 0.90% 0.90%

Disclosures

  • *Annual Percentage Yield (APY).
  • Additional deposits allowed in increments of $50.00
  • Rates are subject to change without notice.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if the account is closed before accrued dividends are credited.