Kasasa Cash Back^®

Choose this free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.

Here are the account highlights:

• Get 4.00% cash back on debit card purchases with no category restrictions*
• Cash back earned on as much as $200 in purchases monthly¹
• Earn as much as $96 cash back per year, $8 per month²

Plus, all of the perks that come with all of our Kasasa Checking Accounts!

• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)³ 
• Link to free Kasasa Saver^® to build savings automatically⁴
• No minimum balance to earn rewards, no monthly maintenance fee and no minimum deposit to open  

Qualifications to Earn Cash Back 

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back^® account during each Monthly Qualification Cycle: 
  

• At least 15 debit card purchases 
• At least one direct deposit or ACH payment transaction
• Be enrolled in and agree to receive eStatements 

 
And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.  

DISCLOSURE 

Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your linked Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 15 PIN-based or signature-based debit card purchases
• Be enrolled in and have agreed to receive e-statements rather than paper statements
• Be enrolled in and log into online banking
• Maintain a valid email address on record with our credit union

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, [PIN-based, signature based] transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means the current statement cycle. Contact a member service representative for specific Monthly Qualification Cycle dates. "Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website or contact a member service for specific Statement Cycle dates. Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: *Kasasa Cash Back: you will receive 4.00% cash back on up to a total of ¹$200.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. ²A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. ³You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Eats transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and: Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. ⁴Kasasa Saver: the entire average daily balance in the Kasasa Saver account earns 0.05% APY. Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the first processing/business day of the following statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle. If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply: Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account. No minimum deposit is required to open the Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Saver accounts. Monthly Direct Deposit/ACH credit, debit card transactions and enrollment in e-statements are conditions of Kasasa Saver's linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats accounts. Limit of 1 checking account per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash, Kasasa Cash Back, or Kasasa Eats account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a member service representative for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally Insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Eats and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.