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A deal that opens the door to the American Dream

Traditional mortgages often require down payments that can total tens of thousands of dollars. For many families, that's a huge barrier to buying a home. But there is an alternative. A government-backed FHA Loan requires far less money up front, allowing you to get your own place far sooner than you ever imagined.

  • Fixed-Rate and Adjustable-Rate Mortgages available
  • Competitive interest rates
  • Low down payments of just 3.5% of purchase price
  • Repayment terms up to 30 years
  • Flexible credit guidelines to qualify 
  • No prepayment penalties
  • Work one-on-one with a mortgage lender who has extensive experience with Federal Housing Administration Loan applications

CommonWealth One Federal Credit Union is a full-service credit union with branches in Virginia and Washington, D.C.

All applications are subject to credit and underwriting approval; not all applicants will qualify. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. only. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 ( Visit for more Terms and Conditions.

Equal Housing Lender.

This notice provides that Member Advantage Mortgage, LLC has a business relationship with CommonWealth One Federal Credit Union. The nature of this relationship is Indirect Owner. Because of this relationship, this referral may provide Member Advantage Mortgage, LLC a financial or other benefit.

CommonWealth One Federal Credit Union NMLS# 1557 complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at

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