Savings Accounts

Set your goal and start making progress!

Take the first step toward making dreams come true

Everything is possible when you're saving with CommonWealth One. Our accounts are designed to help you generate more interest with competitive rates so you can do great things for yourself and your family. 

Share Savings Account

A $5 deposit starts your savings journey and provides access to all CommonWealth One financial products and services. 

Centsables Youth Savings Program

Show your children the value of saving money for all types of reasons through our Youth Savings account.

Kasasa Saver® Savings Account

Pair this account with your Kasasa checking account and everyday activities can help you earn higher yields on your balance.

Money Management Accounts

Give your savings a boost with two options that pays higher dividends than most standard savings accounts. 

Club Savings Accounts

Holidays? Vacations? Start planning for those fun and memorable moments by saving money throughout the year. 

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Basic Checking

Ideal for smaller businesses, you can open this account with $50 and receive 50 checks cleared at no cost each month.

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Automatically receive $1,000 in AD&D coverage

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Available to children ages 12 and younger

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Borrow up to $25,000

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Build up your savings automatically

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Clear up to 150 checks each month

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Clear up to 300 checks each month

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Plenty of Holiday Cheer Without Breaking the Bank!

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Saving Up for the Holiday Season Ahead

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Debt protection for unexpected costs, accidents or tragedies

The Truth About Retirement Expenses—And What You Might Be Forgetting

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Down payments as low as 3.5%

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Enjoy special member savings

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Great rates on loans

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High earnings on checking balance

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Ideal for children, teens and young adults

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Business Basic Savings Account

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Business Basic Savings Account

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Business Basic Savings Account

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Fixed-Rate Mortgages

Transfer from your savings account

Up to $144 cash back annually

Up to $144 cash back annually

What's the Score?

Use money for any purpose

Use our simple scheduling system

Use your savings as collateral

View account balances

We're a not-for-profit organization

Which apps are available for mobile deposit?

Whole life and term life policies available

Which apps are available for mobile deposit?

Work with people you trust

Works for paychecks and personal checks

Why Team Up with CommonWealth One

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Traditional IRA

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Is it safe to bank using the mobile banking service?

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What should I do if I pay more than one bill to the same company?

What should I do if I pay more than one bill to the same company?

August 2023

Adulting 101: Loan Basics

Jumbo Share Certificate Rates

Punt, Pass and Kick

Is help available through my mobile device?

Is help available through my mobile device?

What happens if there isn't enough money in the account (Non-sufficient funds or NSF) when it's time

What happens if there isn't enough money in the account (Non-sufficient funds or NSF) when it's time

Which browsers should I use to access Bill Pay?

Big Giver

July 2023

Kasasa Cash<sup>®</sup> Checking Rates

Three Transitions to Retirement

How do I use Bill Pay?

My session timed out pretty quickly, can I change the timeout value?

My session timed out pretty quickly, can I change the timeout value?

When are the Bill Pay funds debited from my checking account?

When are the Bill Pay funds debited from my checking account?

Big Giver Winner Announcement

Adulting 101: Steps To A Successful Car-Buying Experience

June 2023

Kasasa Saver<sup>®</sup>

I changed my User ID in online banking. Why can't I log in on my iPhone app?

I changed my User ID in online banking. Why can't I log in on my iPhone app?

Is there a limit on the amount I can pay?

Is there a limit on the amount I can pay?

Who can I pay using Bill Pay?

Big Giver Winner Announcement (voters)

Empezar de cero: Cómo generar crédito

May 2023

Loan Rates

Which bills can't I pay with Bill Pay?

Who do I contact for Bill Pay member support?

Who do I contact for Bill Pay member support?

April 2023

A Guide to Mortgage Types

Money Management Account Rates

How long does it take a payment to get to a company through Bill Pay?

When I log in to online banking, the Bill Pay and other tabs do not show up on the web page. What do

When I log in to online banking, the Bill Pay and other tabs do not show up on the web page. What do

March 2023

FinTech Symposium at James Madison University

Money Management Plus

How do I check the status of a payment?

February 2023

JMU Orientation

Financial Fitness Challenge

Mortgage Rates

Can I change a payment?

January 2023

Kasasa Cash® Checking

New Boat/RV: 2020 & Newer

Making the Most of Your Tax Refund

Can I change the biller?

December 2022

Member Appreciation Scavenger Hunt

From Credit Woes to Credit Wins: A Guide to Better Credit

New Motorcycles: 2020 & Newer

Can I change an overnight check payment?

A Guide to Mortgage Types

Financial Fitness Challenge

November 2022

ONE Up Checking - Fee Schedule

Can I change a same-day bill payment?

A Loan You'll Love

Adulting 101: Social Media Scams

October 2022

Online Bill Pay

How do I change a processed payment?

Adulting 101: Budgeting Basics

September 2022

Other Miscellaneous Fees

How do I stop a Bill Pay transaction?

August 2022

Adulting 101: Renting Your First Place

Personal Credit Card Fees

What happens when I cancel a payment?

Adulting 101: Loan Basics

Premier Business Checking - Fee Schedule

How do I transfer funds?

St Patricks Day Contest

How Trends Impact the Housing Market

Secured Loan Rates - Share/Shared Certificate Secured

How does a company or person receive my money?

JMU Student Branch Ambassador Timesheet

How Trends Impact the Housing Market

Share Certificate or IRA Rates

If I sign up for e-bills, does that mean I will no longer get paper statements in the mail?

Imagine What You Could Drive

Adulting 101: Using Credit Wisely

Do I need to contact the companies or people that I pay if I choose to use Bill Pay?

ACH Notification

Share Savings Rates

Straight Talk About Women and Investing

What should I do if I pay more than one bill to the same company?

Imagine What You Could Drive Google

Know Your Money Personality

Student Savings Account (Youth Savings Account)

What happens if there isn't enough money in the account (Non-sufficient funds or NSF) when it's time

Build Your Monthly Spending Plan

Kasasa Cash® Checking

Student Transition Loan

When are the Bill Pay funds debited from my checking account?

Kasasa Cash® Checking

Protecting Yourself from Fraud and ID Theft

Unsecured Loan Rates - Campus Bookstore Loan

Is there a limit on the amount I can pay?

Marriage and Money

Unsecured Loan Rates - Credit Builder Loan

Who do I contact for Bill Pay member support?

Conozcamos el sistema financiero de los Estados Unidos

Unsecured Loan Rates - OneLine Loan

When I log in to online banking, the Bill Pay and other tabs do not show up on the web page. What do

Better Banking

Adulting 101: Transitioning from College Life to Work Life

Unsecured Loan Rates - Personal Loan

What is mobile banking?

Adulting 101: Steps To A Successful Car-Buying Experience

ONESource Newsletter

Used Boat/RV: 2019 & Older

What does mobile banking cost?

Better Banking Empowered Life

State of the Markets

Used Motorcycles: 2019 & Older

Is mobile banking currently available to all members?

Buying a Home in 2025

System Upgrade Complete

Value Business Checking - Fee Schedule

Will mobile banking work on my cell phone?

Buying a Home in 2025

Visa Debit Card

How does mobile web banking work?

Navigating Financial Uncertainty

Visa® Credit Card Rates

How many transactions can I see on my phone using mobile banking?

Emotionally Healthy Spending

Can I change accounts on the Transaction History page?

Wire Transfer

How to Avoid Private Mortgage Insurance

Youth Savings Account

Where can I locate the transaction details in mobile banking?

How to Avoid Private Mortgage Insurance

What different kinds of funds transfers are available?

80th Annual Meeting

Can I see scheduled transfers on my phone?

Road to Retirement: Planning Retirement Income

Can I change or remove a scheduled transfer using mobile banking?

Understanding Your Mortgage Loan Application Documents

Why can't I access the Bill Pay tab?

Understanding Your Mortgage Loan Application Documents

Can I register for Bill Pay using mobile banking?

Tips for Successful Back-to-School Planning

How do I make a payment using my phone?

Can I see pending payments?

Can I remove a pending payment?

How do I log out of mobile banking on my iPhone?

How do I log out of mobile banking on my Android?

Are my challenge question answers case sensitive?

Is a password needed for mobile banking?

I have disconnected my mobile phone. Will my service continue to work?

I have a new mobile device and phone number. Will mobile web banking work on it?

Is it safe to bank using the mobile banking service?

Is help available through my mobile device?

My session timed out pretty quickly, can I change the timeout value?

I changed my User ID in online banking. Why can't I log in on my iPhone app?

Which apps are available for mobile deposit?

How do I get mobile deposit?

I’ve already downloaded the CommonWealth One iPhone app. What now?

How do I deposit checks with mobile deposit?

Is there a daily deposit limit?

What types of checks cannot be deposited through mobile deposit?

What should I do with a check after it has been scanned and deposited using mobile deposit?

How long should I keep the paper checks?

Will I be charged to use this app?

Can I make a deposit into my loan account using mobile deposit?

Can I deposit a check payable to “Cash” into my account using mobile deposit?

Can foreign checks be deposited using mobile deposit?

Is help available?

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